Terms & Conditions

Effective Date 18 September, 2019

Introduction

Diversion Media, LLC ("we", "us", or "our") operates the AuctionTalk.com website ("site") to which these Terms and Conditions ("terms") apply.

These terms apply to our site on which we display or post a direct link to these terms. If there is any conflict between these terms and any supplemental terms to a site or service, the supplemental terms will take precedence. These terms do not apply to those sites and services that do not display or link to these terms, or that have their own such terms.

By using our site, you are a "user" and agree to these terms as a legal contract between you and us. We may post changes to these terms at any time, and any such changes will be applicable to all subsequent access to or use of our site. If at any time you do not accept and agree to all provisions of these terms, you may reject these terms by immediately terminating all access to and use of the site.

You are also required to ensure compliance with all laws, ordinances and regulations applicable to your activities on our site.

Unless expressly permitted by supplemental terms, our site is intended for general audiences 18 years of age and older. Access or use by anyone younger is not authorized.

These terms grant you a limited, revocable, nonexclusive license to access and use our site solely in compliance with these terms.

1. Moderation

We have the right to, but not the obligation to, regulate "content" (which includes but is not limited to postings, images, video, files, ads, accounts, emails, messages and any other user communications) posted to, stored on, or transmitted via our site by any user or any third party; to regulate conduct (including but not limited to any authorized or unauthorized access to or use of our site) by any user or any third party; and to enforce these terms, for any reason and in any manner or by any means that we deem necessary or appropriate (including but not limited to automated and manual screening, blocking, filtering, exclusion from index pages, exclusion from search results, authorization, verification, and the deletion and/or termination of content, accounts and/or all or any use or access). We may, at our sole discretion, start, stop or modify any regulation or enforcement measures at any time. Our action or inaction to regulate content or conduct or to enforce against any potential violation of these terms by any user or any third party does not waive our right to implement or not implement regulation or enforcement measures with respect to any subsequent or similar content, conduct or potential terms violation.

You also understand and agree that any action or inaction by us or by any of our management personnel, employees, consultants, agents or representatives (collectively, "our representatives" and individually "our representative") to prevent, restrict, redress or regulate content, or to implement other enforcement measures against any content, conduct or potential terms violation is undertaken voluntarily and in good faith, and you expressly agree that neither we nor any of our representatives will be liable to you or anyone else for any action or inaction to prevent, restrict, redress, or regulate content, or to implement other enforcement measures against any content, conduct or potential violation of these terms.

Although our representatives may moderate content on our site at our discretion, our representatives have no authority to make binding commitments, promises or representations to anyone that they or anyone else on behalf of us will "take care" of any alleged problem or complaint, or that they or anyone else on behalf of us will otherwise stop, cure or prevent any problem, content, conduct or purported terms violation from occurring or recurring. Accordingly, you further agree that any representation (written or verbal) by our representative (or by anyone else acting on behalf of us or by anyone purportedly acting on behalf of us) that we (including but not limited to our representative, anyone else acting on behalf of us, or anyone purportedly acting on behalf of us) would or would not prevent, restrict, redress or regulate content (including, without limitation, screen, block, moderate, review, remove, terminate, delete, edit or otherwise stop, cure or exclude any content), or to implement other enforcement measures against any content, conduct or potential or purported terms violation is superseded by this provision and is nonbinding and unenforceable. Specifically, you agree that we, our representatives and anyone else authorized to act on behalf of us will in no circumstance be liable as a result of any representation that we, our representatives or anyone else on behalf of us would or would not restrict or redress any content, conduct or potential or purported terms violation. For the purpose of clarity, the opinions, statements, comments, posts and other communications expressed on our site are solely those of the poster and not ours, or an our employees, officers, directors, shareholders, subsidiaries, parent companies, attorneys or other agents. We do not guarantee the accuracy or reliability or the information provided by any poster, administrator, or moderator. Administrators and moderators are not our agents and their opinions, comments and posts are their own.

We also have the right in our sole discretion to limit, modify, interrupt, suspend or discontinue all or any portions of our site at any time without notice. We and our representatives will not be liable for any such limitations, modifications, interruptions, suspensions or discontinuance, or any purported losses, harm or damages arising from or related thereto.

2. Content and Conduct

a. Content

We do not control, are not responsible for, and make no representations or warranties with respect to any user content. You are solely responsible for your access to, use of and/or reliance on any user content. You must conduct any necessary, appropriate, prudent or judicious investigation, inquiry, research and due diligence with respect to any user content.

You are also responsible for any content that you post or transmit. If you create an account, you are responsible for all content posted or transmitted through or by use of your account.

Content prohibited from our site includes but is not limited to: (1) illegal content; (2) content in facilitation of the creation, advertising, distribution, provision or receipt of illegal goods or services; (3) offensive content (including, without limitation, court ordered defamatory statements, threatening, hateful or pornographic content); (4) content that discloses another's personal, confidential or proprietary information; (5) false or fraudulent content (including but not limited to false, fraudulent or misleading responses to user ads transmitted via our site); (6) malicious content (including, without limitation, malware or spyware); (7) content that offers, promotes, advertises, or provides links to posting or auto-posting products or services, account creation or auto- creation products or services, flagging or auto-flagging products or services, bulk telephone numbers, or any other product or service that if utilized with respect to our site would violate these terms or our other legal rights; and (8) content that offers, promotes, advertises or provides links to unsolicited products or services. Other content prohibitions are set forth in supplemental terms for particular categories or services on our site and all such prohibitions are expressly incorporated into these terms as stated in the introductory paragraphs above.

You automatically grant and assign to us, and you represent and warrant that you have the right to grant and assign to us, a perpetual, irrevocable, unlimited, fully paid, fully sub-licensable, worldwide license to copy, perform, display, distribute, prepare derivative works from (including, without limitation, incorporating into other works) and otherwise use any content that you post. You also expressly grant and assign to us all rights and causes of action to prohibit and enforce against any unauthorized copying, performance, display, distribution, use or exploitation of, or creation of derivative works from, any content that you post (including but not limited to any unauthorized downloading, extraction, harvesting, collection or aggregation of content that you post).

b. Conduct

We do not control, are not responsible for, and make no representations or warranties with respect to any user or user conduct. You are solely responsible for your interaction with or reliance on any user or user conduct. You must perform any necessary, appropriate, prudent or judicious investigation, inquiry, research and due diligence with respect to any user or user conduct.

You are also responsible for your own conduct and activities on, through or related to our site. If you create an account on our site, you are responsible for all conduct or activities on, through or by use of your account.

3. Postings and Accounts

a. Postings

Users may not circumvent any technological measure implemented by us to restrict the manner in which content may be posted on our site or to regulate the manner in which content (including but not limited to email) may be transmitted to other users. This prohibition includes, without limitation, a ban on the use of multiple email addresses (created via an email address generator or otherwise); the use of multiple IP addresses (via proxy servers, modem toggling, or otherwise); CAPTCHA circumvention, automation or outsourcing; multiple and/or fraudulent service accounts, including phone-verified accounts; URL shortening, obfuscation or redirection; use of multiple phone lines or phone forwarding for verification; and content obfuscation via HTML techniques, printing text on images, inserting random text or content "spinning."

It is expressly prohibited for any third party to post content to our site on behalf of another. Users must post content only on their own behalf, and may not permit, enable, induce or encourage any third party to post content for them.

It is expressly prohibited to post content to our site using any automated means. Users must post all content personally and manually through all steps of the posting process. It is also expressly prohibited for any user to develop, offer, market, sell, distribute or provide an automated means to perform any step of the posting process (in whole or in part). Any user who develops, offers, markets, sells, distributes or provides an automated means to perform any step of the posting process (in whole or in part) will be responsible and liable to us for each instance of access to our site (by any user or other third party) using that automated means.

Affiliate marketing by users is expressly prohibited on our site. Users may not post content or communicate with any user for purposes of affiliate marketing or in connection with any affiliate marketing system, scheme or program in any manner or under any circumstance.

b. Accounts

A user may create, maintain and use no more than one account to post content only on his/her own behalf. A user must create his/her account personally and manually, and may not create accounts by any automated means. Without limitation, this includes the obligation that the user personally and manually solves any CAPTCHA challenge in the account creation process. A user may not create or use additional accounts or any account of another and must not permit, enable, induce or encourage others to create accounts for him/her it.

The purchase and sale of accounts and the creation of accounts for others is expressly prohibited. The circumvention of any technological restriction or security measure in the account creation process, posting process or otherwise for posting content in violation of these terms also is expressly prohibited.

4. Unauthorized Access and Activities

To maintain the integrity and functionality of our site for its users, access to our site and/or activities related to our site that are harmful to, inconsistent with, or disruptive of our site and/or users' beneficial use and enjoyment thereof are expressly unauthorized and prohibited. For example, without limitation:

  • The collection of our site's users' personal information (including but not limited to names, email addresses, and IP addresses) is not allowed for any purpose.

  • Any copying, aggregation, display, distribution, performance or derivative use of our site or any content posted on our site whether done directly or through intermediaries (including but not limited to by means of spiders, robots, crawlers, scrapers, framing, iframes or RSS feeds) is prohibited. As a limited exception, general purpose Internet search engines and noncommercial public archives will be entitled to access our site without individual written agreements executed with us that specifically authorize an exception to this prohibition if, in all cases and individual instances: (a) they provide a direct hyperlink to the relevant website, service, forum or content; (b) they access our site from a stable IP address using an easily identifiable agent; and (c) they comply with our robots.txt file; provided however, we may terminate this limited exception as to any search engine or public archive (or any person or entity relying on this provision to access our site without their own written agreement executed with us), at any time and in our sole discretion, upon written notice, including, without limitation, by email notice.

  • Any access to or use of our site to design, develop, test, update, operate, modify, maintain, support, market, advertise, distribute or otherwise make available any program, application or service (including, without limitation, any device, technology, product, computer program, mobile device application, website, or mechanical or personal service) that enables or provides access to, use of, operation of or interoperation with our site (including, without limitation, to access content, post content, cross-post content, re-post content, respond or reply to content, verify content, transmit content, create accounts, verify accounts, use accounts, circumvent and/or automate technological security measures or restrictions, or flag content) is prohibited. This prohibition specifically applies but is not limited to software, programs, applications, and services for use or operation on or by any computer and/or any electronic, wireless and/or mobile device, technology or product that exists now or in the future.

  • Any effort to decompile, disassemble or reverse engineer all or any part of our site in order to identify, acquire, copy or emulate any source code or object code is expressly prohibited.

  • Any activities (including but not limited to posting voluminous content) that are inconsistent with use of our site in compliance with these terms or that may impair or interfere with the integrity, functionality, performance, usefulness, usability, signal-to- noise ratio or quality of all or any part of our site in any manner are expressly prohibited.

  • Any attempt (whether or not successful) to engage in, or to enable, induce, encourage, cause or assist anyone else to engage in, any of the above unauthorized and prohibited access and activities is also expressly prohibited and is a violation of these terms.

    If you access our site or copy, display, distribute, perform or create derivative works from our site or our intellectual property in violation of these terms or for purposes inconsistent with these terms, your access, copying, display, distribution, performance or derivative work is unauthorized. Circumvention of any technological restriction or security measure on our site or any provision of these terms that restricts content, conduct, accounts or access is expressly prohibited. For purposes of this paragraph, you agree that cached copies of our webpages on your computer or computer server constitute "copies" under the Copyright Act, 17 U.S.C. ยง 101. For purposes of this paragraph, you further agree that CAPTCHAs and telephone verification are "technological measures" that effectively control access to copyright-protected components and our intellectual property rights pursuant to 17 U.S.C. ยง 1201.

5. Interactions with Others

We and our representatives are not parties to, have no involvement or interest in, make no representations or warranties as to, and have no responsibility or liability with respect to any communications, transactions, interactions, disputes or any relations whatsoever between you and any other user, person or organization ("your interactions with others"). You must conduct any necessary, appropriate, prudent or judicious investigation, inquiry, research or due diligence with respect to your interactions with others.

The site may provide links to other websites and online resources. Because we have no control over such websites and resources, you acknowledge and agree that we are not responsible for the availability of such external websites or resources and we neither endorse nor are responsible or liable for, and make no representations or warranties regarding, the identity or trustworthiness of the third-party website or resources, including any content, advertising, products, services, or other materials on or available through such websites or resources. Other websites may provide links to our sites with or without authorization. You acknowledge and agree that we do not endorse such websites, and are not and shall not be responsible or liable for any links from those websites to our sites, any content, advertising, products or other materials available on or through such other websites, or any loss or damages incurred in connection therewith. Your use of third party websites and resources is at your own risk and is subject to the terms and conditions and applicable to such websites and resources. We shall have the right, at any time and in our sole discretion, to block links to our sites through technological or other means without prior notice.

6. Fees

In certain instances, we may charge a fee to post content or for other features, products, services or licenses. You are responsible for any fees applicable to content that you post or other features, products, services or licenses you purchase or that are purchased through your account. You authorize us or our designated payment processor to charge your specified credit card, debit card or other payment method for such fees.

Unless otherwise specified, all fees are in United States dollars and all charges will be made in United States dollars. Any applicable sales or other taxes are additional to the stated fee. Currency exchange settlements and foreign transaction fees are based on your agreement with your credit card or other payment method provider.

Except as required by law or otherwise stated on the site, all fees are nonrefundable and payments and purchases may not be canceled by the user. However, we reserve the right to refuse or terminate any purchase or attempted purchase at any time in our sole discretion.

7. Indemnification

You agree to indemnify and hold us and our representatives harmless from and against any third-party claim, cause of action, demand or damages related to or arising out of: (a) content that you post or transmit (including but not limited to content that a third- party deems defamatory or otherwise harmful or offensive); (b) activity that occurs through or by use of your account (including, without limitation, all content posted or transmitted and your interactions with others); (c) your use of or reliance on any user content; and (d) your violation of these terms. This indemnification obligation includes payment of any attorneys' fees and costs incurred by us or our representatives. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with our defense of these claims.

8. Disclaimers

Your access to and use of our site and content accessed through our site is entirely at your own risk. Our site is provided on an "as-is" basis without any warranties of any kind. All express and implied warranties are expressly disclaimed.

Without limiting the foregoing, we also disclaim all warranties for or with respect to: (a) the security, reliability, timeliness, accuracy, and performance of our site and content accessed through our site; (b) computer worms, viruses, spyware, adware, and any other malware, malicious code, or harmful content accessed, received, or disseminated through, related to, or as a result of our site or content accessed through our site; and/or (c) any transactions, goods or services promised or exchanged, information or advice offered or exchanged, or other content, interactions, representations, or communications related to our site or as a result of its use.

These disclaimers will apply to the fullest extent permitted by law. Some jurisdictions do not allow disclaimer of implied warranties. In such jurisdictions, some of the foregoing disclaimers as to implied warranties may not apply.

9. Limitations of Liability

WE AND OUR REPRESENTATIVES WILL UNDER NO CIRCUMSTANCES BE LIABLE FOR ANY ACCESS TO, USE OF, OR RELIANCE ON OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE BY YOU OR ANYONE ELSE, OR FOR ANY TRANSACTIONS, COMMUNICATIONS, INTERACTIONS, DISPUTES OR RELATIONS BETWEEN YOU AND ANY OTHER PERSON OR ORGANIZATION ARISING OUT OF OR RELATED TO OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE, INCLUDING BUT NOT LIMITED TO LIABILITY FOR INJUNCTIVE RELIEF AS WELL AS FOR ANY HARM, INJURY, LOSS OR DAMAGES OF ANY KIND INCURRED BY YOU OR ANYONE ELSE (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, STATUTORY, EXEMPLARY OR PUNITIVE DAMAGES, EVEN IF WE OR OUR REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). THIS LIMITATION OF LIABILITY APPLIES REGARDLESS OF, BUT IS NOT RESTRICTED TO, WHETHER THE ALLEGED LIABILITY, HARM, INJURY, LOSS OR DAMAGES AROSE FROM AUTHORIZED OR UNAUTHORIZED ACCESS TO OR USE OF OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE; ANY INABILITY TO ACCESS OR USE OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE, OR ANY REMOVAL, DELETION, LIMITATION, MODIFICATION, INTERRUPTION, SUSPENSION, DISCONTINUANCE OR TERMINATION OF OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE. NOTHING IN THESE TERMS WILL AFFECT THE STATUTORY RIGHTS OF ANY CONSUMER.

THESE LIMITATIONS WILL ALSO APPLY WITH RESPECT TO DAMAGES RESULTING FROM ANY TRANSACTIONS OR POTENTIAL TRANSACTIONS, GOODS OR SERVICES PROMISED OR EXCHANGED, INFORMATION OR ADVICE OFFERED OR EXCHANGED, OR OTHER CONTENT, INTERACTIONS, REPRESENTATIONS, COMMUNICATIONS OR RELATIONS THROUGH, RELATED TO OR AS A RESULT OF OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE (INCLUDING, WITHOUT LIMITATION, ANY LINKS ON OUR SITE AND LINKS IN CONTENT ACCESSED THROUGH OUR SITE).

IN NO EVENT WILL OUR OR OUR REPRESENTATIVES' LIABILITY IN CONNECTION WITH ACCESS TO, USE OF OR RELIANCE ON OUR SITE OR CONTENT ACCESSED THROUGH OUR SITE BY YOU EXCEED THE AMOUNTS PAID BY YOU TO US, IF ANY. TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT WILL NOT EXCEED THE AMOUNTS PAID BY YOU DURING THE SIX (6) MONTHS PRECEDING THE BRINGING OF ANY CLAIM, OR FIVE HUNDRED DOLLARS ($500.00), WHICHEVER IS LESS. YOU ACKNOWLEDGE AND AGREE THAT IF YOU HAVE NOT PAID PROVIDER ANY AMOUNTS IN THE SIX (6) MONTHS PRECEDING THE BRINGING OF ANY CLAIM, YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE IS TO STOP USING OUR SITE AND TO CANCEL YOUR ACCOUNT.

You hereby release us and each of our representatives, and their respective subsidiaries, affiliates, successors, predecessors, assigns, heirs, service providers and suppliers, from all claims, demands and damages of every kind and nature, known and unknown, direct and indirect, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to our site or content accessed through our site, or any interactions with others arising out of or related to our site or content accessed through our site, and you expressly waive the provisions of California Civil Code Section 1542 (and any similar laws in other jurisdictions), which provides: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."

THESE LIMITATIONS WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.

10. Damages

At our election, we may seek actual or liquidated damages. In addition to any injunctive relief, you agree to pay to us the total amount of all actual damages (including but not limited to direct, indirect, consequential and incidental damages) caused by any violation of these terms for which you bear responsibility; except you acknowledge that, for certain terms violations, actual damages would be extremely difficult or impossible to quantify. Consequently, for such terms violations, you agree to pay liquidated damages. Furthermore, you agree that the amounts of liquidated damages described therein are reasonable estimates of our damages for such violations, and that liquidated damages for violations of these terms are and will be cumulative.

11. Injunctive Relief

You acknowledge and agree that any violation or breach of these terms may cause us immediate and irreparable harm and damages. Consequently, notwithstanding any other provision of these terms or other applicable legal requirements, we have the right to, and may in our discretion, immediately obtain preliminary injunctive relief (including, without limitation, temporary restraining orders) and seek permanent injunctive relief regarding any violation or breach of these terms. In addition to any and all other remedies available to us in law or in equity, we may seek specific performance of any term in these terms, including but not limited to by preliminary or permanent injunction.

12. Release of Information

Our Privacy Policy prohibits the release of user or account information except in limited circumstances, including with express permission from the user, as and when required or permitted by law, or to comply with legal process properly served on us. If you seek the identity or account information of a user of our site in connection with a civil legal matter, you must serve us with a valid subpoena.

We reserve the right to disclose any personal information about you or your use of our site, including its contents, without your prior permission if we have a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend our rights and property or our affiliated companies; (3) enforce these terms; or (4) act to protect the interests of our users or others. Our performance of these terms is subject to existing laws and legal process, and nothing contained in this terms is in derogation of our right to comply with governmental, court and law enforcement requests or requirements relating to your use of our site or information provided to or gathered by us with respect to such use.

13. Copyright Policy

We have adopted and implemented a copyright policy in accordance with the Digital Millennium Act. In appropriate circumstances and at our sole discretion, we may disable and/or terminate the accounts of users who repeatedly infringe or are repeatedly charged with infringing the copyrights or other intellectual property rights of others.

14. Privacy

We have established a Privacy Policy which can be found on the site.

15. Notice for California Residents

Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the site, please send an email to admin@AuctionTalk.com. Please be sure to identify the specific website, software, or service about which you have a question or complaint and how we can contact you.

16. Dispute Resolution; Arbitration

We believe we will be able to resolve most disputes or issues you may have using our site. In the unlikely event we are not able to resolve a dispute or issue, we prefer to specify now what each of us should expect in order to avoid any confusion later. Accordingly, you agree to the following resolution process.

Since we always prefer to find ways to satisfy you as quickly and efficiently as possible, before initiating any arbitration proceeding, you agree to first discuss the matter informally with us for at least 30 days. To do that, please send your full name and contact information, your concern and your proposed solution by mail to us at admin@AuctionTalk.com.

If we are unable to mutually agree upon a resolution after the 30-day period, you agree that any claim you may have against us regarding these terms or our site will be resolved through binding arbitration administered by JAMS and governed by the then current JAMS Streamlined Arbitration Rules and Procedures. It is important to us that we address any issues you might have promptly. To help us do that, you agree to begin any arbitration within one year after your claim arose; otherwise, your claim is waived.

As an exception to this arbitration agreement, we are happy to give you the right to pursue in small claims court any claim that is within that court's jurisdiction as long as you proceed only on an individual basis.

We prefer to resolve our issues with you directly. Accordingly, you agree to arbitrate with us only in your individual capacity, and not as a representative or member of a class. As such, your claims may not be joined with any other claims and there will be no authority for any dispute to be arbitrated on a class-action basis or brought by a purported class representative.

You agree that arbitration will be exclusively held in Manitowoc County, Wisconsin and that each party will be responsible for its own costs, including paying any JAMS filing, administrative and arbitrator fees in accordance with JAMS rules. In order to select an arbitrator, each party agrees to provide a list of two available arbitrators that have experience with the subject matter. Each party may strike one of the names on the other party's list. The parties will select an arbitrator out of the remaining two arbitrator names. If the parties cannot mutually agree on one arbitrator, JAMS will choose the arbitrator randomly from the two remaining arbitrators. It is important that you understand that the arbitrator's decision will be binding and may be entered as a judgment in any court of competent jurisdiction.

17. Miscellaneous

a. Copyright, Trademark and Patent Notices

Except as otherwise expressly provided, all content of our site is copyrighted. All rights reserved. Our registered trademarks are protected by United States and international laws. In addition, graphics, logos, page headers, button icons, scripts, and service names included in or made available through our site are our trademarks (collectively, "our marks"). These terms do not authorize you to use our marks or any similar or related marks for any use pertaining to classified advertising, Internet advertising, social networks, online forums, online communication services or any similar or related use, or any other use that is likely to cause confusion on the part of, to cause mistake by or to deceive the public as to any affiliation, connection, association, origin, sponsorship, approval or endorsement by or with us.

b. Reservation of Rights in our site

Subject to the limited rights expressly granted hereunder, we reserve all rights, title and interest in and to our site, including all related intellectual property rights. No rights are granted to you hereunder other than as expressly set forth herein.

c. Entire Agreement

These terms constitute the entire agreement between you and us. Other than our representatives (who are expressly included as named third-party beneficiaries of these terms), there are no third-party beneficiaries to these terms. If any provision of these terms is found by a court of competent jurisdiction to be unenforceable, all other provisions of these terms will remain in full force and effect.

d. Governing Law; Forum

Any and all claims, causes of action or disputes (regardless of theory) between you and us arising out of or related to these terms, our site, or content accessed through our site will be governed by the laws of the State of Wisconsin, without regard to conflict or choice of law principles.

You agree that any claims, causes of action or disputes will be brought exclusively in courts located within Manitowoc County, Wisconsin, and you agree to submit to the personal and exclusive jurisdiction of such courts, for any actions. You further agree that, regardless of any statute or law to the contrary, you must file any such claim or cause of action within one (1) year after such claim or cause of action arose or be forever barred.

For any claims filed or brought improperly, we may recover attorneys. fees and costs up to U.S. $2,500 provided that we have notified you in writing of the improperly filed claim and you have failed to properly withdraw the claim.

e. Electronic Communications

When you use our site, or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on our site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

f. Electronic Contracting

Your use of our site includes the ability to enter into agreements and/or to make transactions electronically. YOU ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND INTENT TO BE BOUND BY AND TO PAY FOR SUCH AGREEMENTS AND TRANSACTIONS. YOUR AGREEMENT AND INTENT TO BE BOUND BY ELECTRONIC SUBMISSIONS APPLIES TO ALL RECORDS RELATING TO ALL TRANSACTIONS YOU ENTER INTO ON THIS SERVICE, INCLUDING NOTICES OF CANCELLATION, POLICIES, CONTRACTS, AND APPLICATIONS. In order to access and retain your electronic records, you may be required to have certain hardware and software, which are your sole responsibility.

g. Termination; No Assignment

You may terminate your account and/or stop using our site at any time. We may, in our sole discretion, terminate or suspend your access to all or part of our site for any reason, including, without limitation, violation of these terms and/or if we have a reasonable ground to suspect that you have violated these terms.

These terms and the rights granted and obligations undertaken, may not be transferred, assigned or delegated by you. Any purported attempt will be ineffective. We retain the right to transfer, assign or delegate these terms.

h. Feedback

You automatically grant and assign to us, a royalty-free, worldwide, irrevocable, perpetual license to use and incorporate into our site any suggestions, enhancement requests, recommendations or other feedback provided by you.

i. Waiver

Any failure by us to enforce or exercise any provision of these terms, or any related right, will not constitute a waiver of that provision or right.